What Ghaf Benefits Can Do For You

Unlocking the true potential of your end-of-service benefits

We make your EoSB work for you, providing opportunities for financial growth, flexible investment choices and the freedom to stay in charge of your investments, even when changing to a new employer.

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Growth

Opportunities & Growth

Unparalleled opportunities to maximise your EoSB gratuity through tailored investment strategies

Opportunities & Growth

Opportunities & Growth

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Flex

Flexibility & Choice

The choice of both conventional and shariah-compliant funds, with the ability to adjust your investments to match your personal preferences, risk appetite and financial goals

Flexibility & Choice

Flexibility & Choice

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Mobility

Functionality & Mobility

Offering you the functionality of a savings scheme, with the ability to make voluntary contributions and retain and grow your funds, even if you change jobs

Functionality & Mobility

Functionality & Mobility

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Expertise

Expertise & Guidance

World-class investment expertise powered by leading global investment management firm Lunate, offering a secure, regulated platform, and support and guidance every step of the way

Expertise & Guidance

Expertise & Guidance

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Investment Options

Investment Options

The freedom of choice with your investments

Ghaf Benefits offers employees a choice of diversified investment options through MOHRE-approved, SCA-regulated investment funds.

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Knowledge Hub

Insights, stories
and resources

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September 18 2025

Education

Alternative End-of-Service Benefits vs. Traditional Gratuity
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September 18 2025

Education

Unlocking Opportunities: Understanding Your Investment Options

Your Ghaf Benefits Portal

Online Monitoring & Management

The Ghaf Benefits online portal provides you with an easy, user-friendly way to track contributions and manage your investments.

Stay on top of your Ghaf Benefits contributions and returns via the online portal, where you can monitor employer contributions and investment performance, adjust investments based on your goals and add voluntary contributions.

Track your portfolio

Monitor your investment performance and stay on top of contributions.

Make additional contributions

Boost your investments by adding voluntary contributions with ease.

Reallocate funds

Adjust your investment choices to match your evolving financial goals.

Online Monitoring & Management
Talk to us

Talk to us

If you need additional support or have any questions, our team of experts is here to help and guide you.

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