What Sets Us Apart?

The right choice for your enterprise and your employees

Steady & Manageable
Outsourced Administration
Empowering Your Employees
A Leader in Investment Management
Steady & Manageable

Predictable monthly contributions

With Ghaf Benefits, you can replace unpredictable lump-sum payouts with steady and manageable monthly contributions, allowing you to safeguard your company’s liquidity and plan ahead with confidence.

Outsourced Administration

No administrative burden or inefficiency

Ghaf Benefits enables you to outsource all EoSB-related administrative work to a trusted Fund Manager, easing the burden on your internal resources and reducing operational complexity.

Empowering Your Employees

Strengthening your reputation as an employer

Ghaf Benefits gives your employees investment flexibility and the potential for meaningful financial growth, strengthening your reputation as an employer of choice in the UAE.

A Leader in Investment Management

Lunate-powered expertise and compliance

With Ghaf Benefits, you have the assurance and stability of working with a MOHRE-approved and SCA-regulated EoSB plan that is powered by Lunate, a global investment management firm.

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What is The Ghaf Advantage?

The smarter approach to end-of-service benefits

Ghaf Benefits empowers both employers and employees by transforming the traditional gratuity process. Our enhanced alternative EoSB plan is designed with mutual success and upside in mind for employers and employees – increasing business efficiency, reducing risk, improving liquidity, and unlocking new opportunities for financial wellbeing.

Seamless enrolment process for employers process
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Seamless enrolment process for employers process
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Seamless enrolment process for employers

An easy, efficient and intuitive enrolment process and set-up for employers, with expert guidance and support every step of the way.

Flexibility and choice of investment strategies
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Flexibility and choice of investment strategies
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Flexibility and choice of investment strategies

Your employees can select from a range of SCA-regulated funds across various strategies, with both conventional and shariah-compliant options.

Real-time management via our secure online portal
Real Time Portal
Real-time management via our secure online portal
Real Time Portal

Real-time management via our secure online portal

Monitor contributions, track participation and access insights through a secure, intuitive and user-friendly online portal.

A solution that benefits employers and employees
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A solution that benefits employers and employees
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A solution that benefits employers and employees

Support your employees’ financial goals while enhancing your business efficiency, reputation and talent management.

Partnerships

Our network of partners and affiliates, all committed to your success

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Fund Manager & Plan Administrator
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Administrative Service Provider
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Sub-Custodian
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Custodian
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Shariah Advisor
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Auditor
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Legal Advisor

Your Ghaf Benefits Portal

Online Monitoring & Management

The Ghaf Benefits online portal provides you with a user-friendly and efficient way to monitor and manage your employees’ end-of-service gratuity.

Enrolment & Updates

Enrol employees and make updates in real time, easily and efficiently.

Contribution Tracking

Monitor monthly contributions for each employee through a single platform.

Participation Tracking

Stay up to date on overall participation and engagement with the plan.

Your Ghaf Benefits Portal
Get started

Get started

Ready to take the first step on your Ghaf Benefits journey? Our team of experts is here to help, guide and get you started.

Join Us cta arrow Learn about Ghaf Benefits